Julien founded Spread Research in 2004, which has been recognised as a Credit Rating Agency by ESMA since July 2013. He has over 20 years of financial sector experience heading the High Yield Research at Dexia AM in Paris, the utility and telecom sector at BNP PARIBAS AM and laterally as a credit market risk analyst in BNP PARIBAS in London. Julien graduated from IFAG and holds a master in finance from UQAM in Canada.